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Testimonials: Hear what our customers say

I left college early to launch my own business. I have an online clothing shop. Over the course of the previous year, I did business worth thousands of dollars, but my bottom line wasn't satisfactory. It became apparent that I was inadvertently spending my money on unnecessary things. Then I came across FinLit Today, which gave me the right dose to cure my financial problems. I appreciate them helping me navigate via their five-page ebook. My financial situation became more stable as a result.

I am a law student. I work in a salon to pay for my education. I also work at a nearby court. I have a solid income, but I spend most of it on weekends and other things. I started looking online to find ways to cut expenses. That's when I discovered FinLit Today. As the ebook addresses real-life circumstances, I can say that it absolutely blew my mind. I am now financially literate and well-prepared. I believe I can save comfortably going forward.

I am passionate about financial literacy. I listen to and watch a lot of financial experts on YouTube to learn the fundamentals. I usually lose interest in the middle since things aren't good enough. Then I learned about FinLit Today through a coworker. I was very amazed by the ebook it offers since it clearly focuses on financial literacy and discusses relevant real-life occurrences. I can say that I am fully prepared to turn my difficult financial situation around.

Mike Duncan

A New York-based businessman

Sarah Bowman

A Quebec-based law student

Manoj Furniturewalla

A Mumbai-based marketing professional

Financial Literacy for Beginners

Financial literacy is the key to financial freedom, but that fact seems to elude a lot of us. In today's world where money walks and talks, being literate in financial matters can propel one towards achieving their goals.

The 50-30-20 budget rule

Of its different verticals, saving and investment are the two key sectors that experts stress on. They also vouch for the 50-30-20 Budgeting Rule as the first step towards mastering the two.

Developed by a law professor-turned-senator from the United States of America, Elizabeth Warren and her daughter Amelia Warren Tyagi, the rule first found the mention in their book, All Your Worth: The Ultimate Lifetime Money Plan. According to it, one should spend 50% of their income on needs, 30% on wants and the rest on debt clearance or savings.

Why is financial literacy important

In a similar vein, one of the classics written on the subject, The Richest Man in Babylon, advises one to save at least 10% of their income and “never to mix wants with needs”. Another author, Robert T Kiyosaki of Rich Dad, Poor Dad, clearly demarcating the rich from the poor with a similar observation, writes, “The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.”

Today, thanks to the book or otherwise, many people have been ripping benefits by opting for the 50-30-20 Budgeting Rule and one such achiever is Peter McCarthy. A 59-year-old resident of Moate, Westmeath, Ireland, Peter is a baker who managed to garner financial stability by following the rule.

Money management

Many believe that one doesn't have to be a master in the subject, and even knowing the basics of the matter can be of great help. Today, experts believe that financial literacy is a need of the times and should be taught as a subject in the country's elementary educational curriculum to hone young minds.

Financial literacy books

To read the full story and see how Peter McCarthy turned the situation around, buy the ebook. It's the ultimate beginner's guide for improving your financial health.